Charles (Charlie) M. Oliver of Bel Air, Maryland passed away peacefully on July 25, 2025. He is now joyfully reunited with his beloved wife of 54 years, JoAnne Stoyer Oliver and beloved dog CoCoa.

Born 1939 in Aberdeen, Maryland, Charlie was predeceased by his parents, Charles T. and Jerusha Oliver, his twin sister Elsie Oliver Adams and his sister Gertrude MacKenzie. He is survived by his son John M. Oliver (Cynthia), his grandsons Mitchell and Miles, and his sister Carolyn Frasier.

Charlie attended St. Andrew’s School in Delaware and proudly served in the U.S. Army at Walter Reed. After his service, he returned home to take the helm of the family’s insurance agency, Wilson-Oliver, which he led with dedication for over four decades. A pillar of the Harford County community, Charlie served as president of the Aberdeen Rotary Club and held national leadership as president of the Professional Insurance Agents Association (PIA).

An accomplished pilot, passionate boater, and lifelong adventurer, Charlie and JoAnne embraced every season of life — skiing in Killington, island-hopping in the Caribbean and making lasting memories with friends and family. He treasured his time as Commander of the Upper Chesapeake Yacht Squadron, where his love of the water and camaraderie found a perfect home. Charlie leaves behind a legacy of friendship and adventure. His sense of humor, love for community, and devotion to those around him will be missed deeply.

In remembrance of Charlie we gratefully request that your prayers, actions and awareness carry forward in support of those living with dementia, their devoted caregivers, and loved ones through their journey.

Charles Malcolm Oliver

May 08, 1939 - July 25, 2025

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